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Book Description

Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview.

The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion.

This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.


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  • Institution
    • Gainesville

  • Publisher
    • Routledge Publishers

  • Date submitted

    20 July 2022

  • Additional information
    • Author Biography:

      Dr. Donna Danns serves as an associate professor of economics in the Mike Cottrell College of Business at the University of North Georgia. Prior to entering the field of education full time in 2008, Dr. Danns has served in a variety of economics and financial roles internationally. She brings more than 20 years of experience in international economics and finance to the classroom. She presently serves as the treasurer of the Georgia Association of Economics and Finance and as a member of the American Council on Consumer Interests. Dr. George K. Danns is a Professor of Sociology in the Department of Sociology and Human Services, University of North Georgia, Gainesville Campus. He has a PhD in Sociology from the State University of New York at Stony Brook and was awarded a Ford Foundation Fellowship for Doctoral Research in Latin America and the Caribbean. Dr. Danns was also Chair of the University of North Georgia Faculty Senate 2015-2016. In February 2016, Dr. Danns received the Complete College Georgia Champion Award in Recognition of Superior Scholarship and Service. He served as Chair Department of Sociology, Dean Faculty of Social Sciences, Director of the Graduate School of Social Sciences, and Director of Resource Mobilization and Planning at the University of Guyana. He was a Senior Fulbright Fellow and a Visiting Professor in the Department of Sociology, University of Michigan, Ann Arbor Michigan. He was also a Lecturer in the Department of Management, School of Business San Diego State University. Dr. Danns was an Editor of the Rose Sociological Series, American Sociological Association. Member, Publications Committee American Sociological Association. Chair of the Editorial Board, University of Guyana Press and Managing Editor of the Journal Transition of the University of Guyana. He was Director, Center for Economic & Social Research & Action (CESRA). Dr. Danns served as a social science research consultant to numerous international organizations including UNICEF, UNFPA, IADB, USAID, OAS, PAHO, Commonwealth Youth Program (CYP), Canadian Hunger Foundation (CHF), Family Health International (FHI), and also the Government of Guyana.

      Book or Journal Information:

      Ch. 21 in The Routledge Handbook of Financial Literacy, edited by Brenda J. Cude and Gianni Nicolini